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Accepted credit cards and banks for client payments

Learn what cards your clients can use to pay with and what banks they can send a bank transfer from

Updated this week

Since HoneyBook has its own in-house payment processor, no third parties are needed to process payments made through HoneyBook invoices. Clients will be prompted to enter their card or bank information, depending on the payment options you set.

Having your clients pay with credit card or bank transfer allows them to gain access to all the benefits of processing payments through HoneyBook. If you prefer one of these methods over the other, set up your invoices to only accept credit cards or bank transfers.

Your clients can also pay by cash or check, but these can only be manually tracked since they’re handled outside of HoneyBook.


Card payments

Your clients have the freedom to pay using the card of their choice:

  • American Express (Amex)

  • Discover

  • MasterCard

  • Visa

  • Debit cards

You can expect to receive card payments in your bank account within 2-3 business days. ​Learn more about payment processing times.

Apple Pay and Google Pay

Your clients can also transact using Apple Pay or Google Pay. This will still charge the card used, but they won’t need to fill in the card’s info. Any card HoneyBook already accepts can be used to transact using Apple Pay or Google Pay.

This currently is only available for smart files and lead forms. Apple Pay and Google Pay are not currently available for legacy files.

🔥 Stop

If your client doesn't have mobile wallets enabled in their browser, they won't see this option when checking out. If your client doesn't see this and should, they'll need to set up Apple Pay or Google Pay.

International payments

Invoicing a client who’s based internationally? Not to worry—international clients can use any major credit card to make payment, even if the card originates outside of the U.S. or Canada. Your client will be invoiced in your account currency (USD or CAD), and their bank will handle the conversion.

📚 Tip

HoneyBook doesn’t charge any extra fees for international clients, but international clients might want to check if extra fees will be assessed by their bank.


ACH bank transfer payments

📣 Note

ACH bank transfer isn't available for Canadian accounts at the moment.

We partner with Plaid for ACH bank transfers, a third-party system that uses end-to-end data encryption to ensure you and your clients' information remains secure. HoneyBook lets clients connect accounts from thousands of banks and credit unions, including:

  • A+ Federal Credit Union

  • Bank of America

  • CapitalOne

  • Charles Schwab

  • Chase

  • Citibank

  • Fidelity

  • Navy Federal

  • Patelco Credit Union

  • Summit Credit Union

  • TD Bank

  • The Peoples Community Bank

  • Triumph Community Bank

  • USAA

  • US Bank

  • Wells Fargo

You can expect to receive bank transfer payments in your bank account within 7–8 business days. Learn more about payment processing times.

📚 Tip

If a client makes a payment via ACH or bank transfer, that payment will need to clear the client's bank, with the payment status moving from Processing to Paid in HoneyBook, before a subsequent payment can be made. Learn more about payment statuses here.


Other payment options

Currently, you can't use PayPal, Venmo, Stripe, or other payment processors with HoneyBook. Instead, HoneyBook acts as the payment processor for any card payments or bank transfers you receive.

Taking payments through HoneyBook allow us to support:


Still have questions? Feel free to send us a message by clicking the Question Mark icon on any HoneyBook page. Our team is always happy to help!