The HoneyBook Balance Visa® debit card is a powerful financial tool designed to help you access and manage your business funds directly from your HoneyBook Balance account. With this card, you can make everyday purchases, track business expenses, and withdraw funds when needed—all while keeping your personal and business finances separate.
The card is included with HoneyBook Balance and gives you fast, seamless control over your business finances. If you're eligible, your physical card will be shipped shortly after activating your HoneyBook Balance Checking Account.
Key benefits of the HoneyBook Balance Visa® debit card
Using your HoneyBook Balance Visa® debit card offers a range of advantages for business owners:
Same-day access to client payments deposited into your HoneyBook Balance Checking Account
Improved cash flow management with real-time expense tracking and insights
Simplified bookkeeping by keeping personal and business expenses separate
Flexible spending options for both in-person and online purchases
ATM cash access when needed
The card supports both virtual and physical use, giving you spending flexibility in various settings.
Debit card transaction limits
To keep your account secure, HoneyBook enforces daily transaction limits. These limits apply across both your virtual and physical debit card:
Daily purchase limit: $5,000 USD
This is a shared limit between both card types. For example, spending $2,000 with your physical card leaves $3,000 for virtual card use that day.
These limits are fixed and can’t be increased.
ATM withdrawal information
You can use the physical HoneyBook Balance Visa® debit card to withdraw cash at most ATMs within the following networks:
Visa®
Plus
Accel
Interlink
ATM withdrawal limits
Daily withdrawal limit: $1,000 USD
Per withdrawal session limit: $400 USD
To withdraw more than $400, you’ll need to complete multiple transactions
ATM withdrawal fees count toward your daily limit
For example, a $3 ATM fee means you can withdraw $997 in cash that day
🔥 Stop
ATM withdrawals aren’t supported with the virtual debit card at this time.
Summary of limits
Transaction type | Limit |
Daily purchase total | $5,000 USD |
Daily ATM withdrawal total | $1,000 USD |
Per ATM withdrawal | $400 USD |
Still have questions? Feel free to send us a message by clicking the Question Mark icon on any HoneyBook page. Our team is always happy to help!
HoneyBook is a software company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC. HoneyBook VISA Debit cards are issued by Lincoln Savings Bank, Member FDIC. HoneyBook is not FDIC insured. FDIC insurance only covers the failure of an insured bank.