HoneyBook offers a powerful suite of financial tools to help independent business owners manage money with ease. Two terms you might come across—HoneyBook Finance and HoneyBook Balance—are closely related but refer to different aspects of HoneyBook’s financial ecosystem:
HoneyBook Finance is the umbrella that includes HoneyBook Balance, HoneyBook Capital, payments, and other financial tools
HoneyBook Balance is one of those tools—specifically, the business checking and spending solution designed to keep your finances, all in one place
What is HoneyBook Finance?
HoneyBook Finance is the full suite of financial products and services available as part of your HoneyBook membership. This includes everything you need to get paid, manage cash flow, and access funding—all from one platform.
HoneyBook Finance includes:
Payments: Accept client payments via card, ACH, or bank transfer
HoneyBook Capital: Business funding based on your historical HoneyBook payments
HoneyBook Balance: A built-in business checking account and debit card
Financial insights: Tools and reporting to help track your revenue and cash flow
Think of HoneyBook Finance as your all-in-one financial toolkit, designed specifically for independent business owners.
What is HoneyBook Balance?
📣 Note
HoneyBook Balance is currently available to select members. You’ll receive an invitation when it’s available for your account.
HoneyBook Balance is a no-fee business checking account built directly into your HoneyBook experience. It includes:
A business checking account
A HoneyBook Balance Visa® debit card
Savings buckets to set aside funds for taxes, expenses, and more
Cash flow insights and reporting tools
HoneyBook Balance makes it easy to receive client payments, spend funds, and organize your business finances—all without needing to connect a third-party bank account. Once you sign up, deposits automatically go to your HoneyBook Balance Checking Account.
About the name change: HoneyBook Funds → HoneyBook Balance
Previously known as “HoneyBook Funds,” this business banking product has been renamed to “HoneyBook Balance.” While the name has changed, the features remain the same—business banking, debit card access, and savings tools are all still included.
Still have questions? Feel free to send us a message by clicking the Question Mark icon on any HoneyBook page. Our team is always happy to help!
HoneyBook is a software company, not a bank. Banking services are provided by Lincoln Savings Bank, Member FDIC. HoneyBook Visa Debit cards are issued by Lincoln Savings Bank, Member FDIC. HoneyBook is not FDIC insured. FDIC insurance only covers the failure of an insured bank.