All Collections
HoneyBook Finance (Beta)
Using HoneyBook Finance
Understanding your spend with expense categories
Understanding your spend with expense categories

See at a glance where and how you're spending your money as well as what expense categories are available

Updated over a week ago

📣 Note

This article covers a feature that's included in an invite-only closed beta. If you're not a part of the beta, your finance suite will look different, and the help articles you'll want can be found here.

As you accrue expenses, you can categorize them to learn where you’re spending your money. A good practice is to categorize your expenses at least weekly so your insights stay up-to-date.

A big bonus of your account is the ability to automatically categorize any expenses you pay for with your HoneyBook Finance debit card. If you pay for expenses by making ACH transfers out of your account, you will need to manually categorize them.

📚 Tip

You can build budgets and see your spending habits by categorizing your transactional expenses, but cannot yet categorize “business management” expenses like payroll or taxes — these expense categories are coming soon!

Review your expense categories

You’ll want to get into the habit of categorizing expenses you didn’t use your business debit card to pay for. By keeping your expenses categorized, you’ll always know at a glance where your money is going and can easily adjust your future spending.

You won't need to assign expense categories to the expenses you used your debit card to pay for. You should, however, review them regularly to ensure the categories are correct. You can follow the steps below to recategorize expenses as well.

1. Go to the Finance tab in the top navigation menu → select Dashboard.

2. Find an expense in your Transactions table that needs to be categorized.

3. Under Category, pick the expense's category from the drop-down menu.

a. You can also search for the category you want to use from here.

See your most expensed categories

You'll find which categories you spend the most on over the last 30 days in the Top-spend categories section of your Finance Dashboard. If you tag expenses to projects, you can also learn what kinds of expenses impact your project's profitability.

Debit card expense categories

There are two levels of expense categories: Tier 1 categories (broad and not too specific) and Tier 2 categories (more distinct and precise). Most Tier 1 categories will have Tier 2 categories. Use Tier 2 categories wherever possible, though a Tier 1 category will be used instead if there isn't a relevant Tier 2 category.

Expenses automatically categorized when you pay for an expense with your business debit card will also use a Tier 2 category whenever possible (and will fall back to a Tier 1 category if needed).

The table below provides each Tier 1 category and (if available) the Tier 2 categories that are contained within that Tier 1 category

Tier 1 Category

Tier 2 Category

Banking and Finance

  • Accounting and Bookkeeping

  • ATMs

  • Benefits

  • Business Brokers and Franchises

  • Credit Reporting

  • Financial Planning and Investments

  • Insurance

  • Lending


No specific categories


No specific categories


  • Adult Entertainment

  • Casinos and Gambling

  • Media

  • Recreation

  • Social Clubs

  • Theater and Cinema

  • Tickets and Reservations

  • Venues

Food and Drink

  • Bakeries

  • Bars

  • Breweries, Distilleries, and Wineries

  • Cafes

  • Food Delivery Service

  • Restaurants

  • Specialty Foods


  • Public Services

  • Taxes

Industrial and Energy

  • Agriculture and Forestry

  • Manufacturing

  • Oil and Gas

  • Renewable Energy


No specific categories

Professional Services

  • Business Services

  • Legal Services


No specific categories


  • Adult Retail

  • Arts and Hobbies

  • Automotive Retail

  • Clothing and Accessories

  • Commercial Supplies

  • Computers and Electronics

  • Gas Stations

  • General Goods

  • Hardware and Home Improvement

  • Newsstands

  • Office Supplies

  • Online Marketplace

  • Outlets

  • Pharmacies

  • Specialty Retai;

  • Supermarkets and Grocery Stores

  • Vending Machine

  • Warehouses and Wholesale Stores


  • Automotive Services

  • Beauty, Spas, and Salons

  • Catering

  • Clothing Services

  • Construction and Home Services

  • Delivery Services

  • Employment Services

  • Events and Event Planning

  • Funeral Services

  • Gyms, Health, and Fitness Centers

  • Household Services

  • Medical and Healthcare Services

  • Pet Services

  • Security and Safety

  • Shipping and Freight

  • Storage

  • Tourist Information and Services

  • Water and Waste Management Services


  • Advertising Technology

  • Agricultural Technology

  • Biotechnology

  • Educational Technology

  • Environmental Technology

  • Financial Technology

  • Hardware

  • Legal Technology

  • Security and Privacy

  • Software

  • Web Infrastructure


  • Landmarks

  • Lodging

  • Transportation

  • Travel Services


  • Internet

  • Telecommunications

Still have questions? Feel free to send us a message by clicking the Question Mark icon on any HoneyBook page. Our team is always happy to help!

Did this answer your question?